Watch as I breakdown the credit scores for different loan programs.

Credit is a key factor in determining your interest rate and payment when applying for or refinancing a mortgage loan. We’ve been in the industry for over 20 years and also offer referrals for credit repair companies to assist with increasing a credit score and other credit recovery options.

Obtain a free credit report every year on the Annual Credit Report website. Watch our additional free financial literacy and education videos to learn more about the home loan process.