San Diego High Balance and Jumbo Loans-Quick Facts:
- High Balance and Jumbo Loans are offered for both primary, secondary and investment properties.
- High Balance and Jumbo Loans often have slightly higher interest rates than Conforming Loan Amounts.
- Lenders still use the 38/43 front and back ratios, 43% max housing debt ration on these loans.
- Similar document and underwriting requirements to Conforming Loans with one of the biggest factors being Debt-to-Income ratios for qualification.
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TRU Financial Services, Inc.
1918 Columbia Street Suite 2
San Diego, California US 92101